Are you ready for Summer?! What about a Pool Party?
It may be cold right now, but now is the time to start the process (and scheduling) for building a pool in time for summer!
Step 1: Get pre-qualified
Once you’ve decided that you want to buy a home, you should determine what payments you can comfortably afford. We provides many tools such as an affordability calculator that give you a general idea of what your payments would be, but to get a better idea of the price range of homes to view, you should get pre-qualified. A pre-qualification is beneficial in many ways. First, it gives you an idea of what loan amount and purchase price you can afford. Second, it strengthens your offer to the seller and the seller’s real estate agent. Third, by getting pre-qualified, you’re getting a jump start on the approval process. Once you find your home and open escrow, you’re already a few steps ahead. Get pre-qualified today.
Step 2: Determine which mortgage loan best suits your needs
There are many loan options available from first-time buyer programs to traditional conventional, jumbo, and FHA loans. There are 30 year and 15 year fixed loans as well as adjustable and hybrid loans such as a 5/1 ARM or 3/1 ARM. If you’re interested in lower payments, an interest-only loan may be a good option for you. With all the options available, you need expert advice to help you choose the right loan for your situation. Be sure to visit our loan options page to learn about all the options that are available and if you have more questions, you can call one of our home buying experts!
Ask our team how we can make it happen for you. #ItWillBeHereYouKnowIt